Loans & Mortgages

Our strategic alliance with a leading group of mortgage brokers provides our clients with access to over 30 lending institutions who offer hundreds of different loan products.

With around 40% of Australian loans now sourced through mortgage brokers, the service is designed to:

• Provide you with loan funds at interest rates lower than the major lenders
• Show you the most effective way to cut years (and tens of thousands of dollars) off your debt
• Ensure your loan is individually structured to meet your needs
• Our specialist finance brokers offer an obligation-free assessment of any current loan you may have

As a guide, the brokers can assist you with finance applications for:

Refinancing Checklist

Key Questions and Issues

1.   Are there significant penalties or pay-out fees to get out of your current loan?
2.   What are the up-front fees associated with the new loan?
3.   Have you researched the features and fees associated with the new loan?
4.   Are there any new legal costs associated with the new loan?
5.   Will lenders mortgage insurance apply to the new loan and what is the cost?
6.   Does the new loan offer you more flexibility and features you need?
7.   Does your new loan give you access to additional funds should you need them?
8.   Can you split your new loan and does it suit your present and future needs?
9.   Do split loan facility fees apply?
10. How long will the re-financing process take?

If you have any questions about refinancing please call our office today.

We primarily work with committed and ambitious business owners who recognise the importance of marketing and are willing to invest in their business. They are prepared to work hard but they also want to work smarter. If you’re looking to make your business more profitable, valuable and saleable contact us today.

We also invite you to book a FREE, one hour introductory consultation to discuss your business needs. You can expect practical business, tax, marketing and financial advice designed to help you accelerate your business success. To book a time, call us today on (03) 9383 2700 or complete your details in the box at the top of this page.

Linda McGowan - Strategies & Solutions for Business Owners