Financial Planning

We believe clients not only want to grow their business but they also want to grow their wealth and protect their assets. Financial planning is central to the wealth creation process and our strategic alliance with a leading financial planning group means we can service your needs.

Financial planning involves formulating a strategy tailored specifically to your financial needs and takes into account your current financial resources, age, lifestyle, investment experience, risk profile and investment time horizon. It is a journey and in the early years when borrowings are high, spending must be carefully planned. In the accumulation years we see debt levels diminish and savings capacity increase. Finally, in the retirement years you reap the dividends from the careful planning in the previous phases.

The need for quality financial advice has never been greater. Evolving financial markets means more investment alternatives and greater complexity. You need an experienced financial planner that offers quality advice and service to secure and build your financial future. Our affilliate financial planning group offer you this service and they liaise with us on taxation matters to achieve the most tax effective solution for you.

The financial planning process involves a series of meetings and discussions where our financial planners take you carefully through each step of the process:

• Initial Meeting
• Fact Finding (Information Gathering)
• Preparation of a Financial Plan (Statement of Advice)
• Meeting to Discuss the Financial Plan
• Plan Implementation

Our commitment to your financial security goes well beyond the initial financial plan. It is important not to ‘set and forget’ so as your needs and circumstances change, they adjust the original strategic recommendations to accommodate the changes in your life. In consultation with you, they will regularly review the performance of your investments and make recommendations based on current trends, changes in laws and your personal circumstances. The frequency of the periodic reviews will be agreed with you depending on your particular needs.

We primarily work with committed and ambitious business owners who recognise the importance of marketing and are willing to invest in their business. They are prepared to work hard but they also want to work smarter. If you’re looking to make your business more profitable, valuable and saleable contact us today.

We also invite you to book a FREE, one hour introductory consultation to discuss your business needs. You can expect practical business, tax, marketing and financial advice designed to help you accelerate your business success. To book a time, call us today on (03) 9383 2700 or complete your details in the box at the top of this page.

Linda McGowan - Strategies & Solutions for Business Owners